Financing

Easy Pay, Your Way


Furnish your home without paying the full price upfront. GMAR offers convenient hire-purchase plans with affordable downpayments and flexible payment options.


Apply for Financing

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Key Benefits


- Affordable downpayments

- Flexible payment options to suit your budget

- Weekly, fortnightly, or monthly payments

- Fast and straightforward application process


How Financing Works


1. Choose Your Item


Browse online or visit one of our showrooms to select the items you want.


2. Submit Your Information and Downpayment


Provide the required personal, employment, and income information along with the applicable downpayment.


3. Get Assessed


Our team will review your application and contact you regarding approval.


4. Complete Your Agreement


Once approved, select your payment option and sign your hire-purchase agreement.


5. Receive Your Item


Delivery will be arranged once the required documents and agreement have been completed. Delivery is mandatory for all hire-purchase customers.


What You Need to Apply


- Valid national ID, driver’s permit, or passport

- Recent job letter

- Two or three recent payslips

- Recent utility bill or proof of address

- Bank statement, if required

- Two references with contact information

- Required downpayment

- Additional documents for self-employed applicants


Who Can Apply?


- Applicants aged 18 or older

- Employed and self-employed persons

- Applicants who can provide proof of income and address

- All applications are subject to GMAR’s assessment and approval


Payment Methods


Payments may be made using GMAR’s approved payment methods, including:


- In-store payments

- Bank deposits or transfers

- Online payments

- Debit or credit cards


Customers should include their name and account number with each payment to ensure it is credited to the correct account.


Frequently Asked Questions


- How much downpayment do I need?

- How long does approval take?

- Can I apply online?

- Can self-employed persons apply?

- Can I pay off my account early?

- Can I make additional payments?

- What happens if I miss a payment?


Ready to Furnish Your Home?


Get the furniture and appliances you need with a payment option that works for you.


Start Your Application

Browse Products

Speak With a Financing Representative

For more information, contact us at

 235-4925.